Create a digital future of finance together with us
Kapowai – ready-made platforms and individual solutions for banks, fintech and business. Scale your digital service with a reliable partner.
OUR SERVICES
Online banking for individuals
Smart, personalized, always available.
We create digital channels to make banking an intuitive and enjoyable part of everyday life. Manage accounts, transfers, payments for services, cards, investments and deposits – in just a few taps through mobile apps or the web interface.
- Onboarding of new clients
- Adaptive UX for any scenario or device
- All operations with cards, accounts, deposits and loans
- Payments, transfers to cards, regular payments
- Secure authorization (2FA, Face ID, biometrics)
- Instant notifications and smart reminders
- Expense analytics with elements of machine learning
Online banking for businesses
Greater control over finances for individual entrepreneurs and self-employed individuals
A solution that supports the entire life cycle of an enterprise’s finances: from opening accounts to filing reports, managing cards, taxes, payments and salaries. We automate the routine so that the client can focus on business and access everything through mobile apps or the web interface.
- Opening first account, joining the general service offer
- All operations with cards, accounts, deposits and loans
- Payments, transfers to cards, regular payments
- Batch creation and signing of payments
- Templates, drafts, history, receipts, statements
- Requests to bank, extracts, signing of documents
- Accounting access management and payroll projects
Self-service systems
A bank without queues. A bank without branches. A bank that is always with you – 24/7.
An innovative solution for self-service. Classic banking operations without the participation of employees. Terminals provide a full alternative to physical branches and reduce operating costs.
- Top up accounts and cards
- Repay loans
- Top up deposits
- Pay for utilities and other services
- Make money transfers – with cash or by bank card
Open banking. New opportunities. New partners.
Open Banking is not only about open APIs, but also a new level of service, speed, personalization and partnership.
Kapowai already helps banks implement Open Banking solutions that meet the requirements of the NBU and prepare the ecosystem for growth.
- Connection of fintechs
- Data exchange with customer consent
- Products of different banks in one application
- Secure access authorization
- Transparent control over transactions
FinTech Design Studio
Professional design solutions for fintech products
Comprehensive UI/UX solutions created for the growth of your financial product. We specialize in the design of digital services for banks, neobanks, fintech startups and payment platforms.
- Deep understanding of financial processes and modern design
- Analytics of user behavior and business goals
- Convenient interfaces that stimulate engagement, trust, monetization
Individual development of fintech solutions
Didn't find the right solution? We will create it for you.
Kapowai is not only a ready-made online banking platform, but also a team that develops fintech products from scratch: from idea and design to launch and scaling.
- Neobanks and digital wallets;
- Solutions for non-bank financial institutions;
- Lending platforms and BNPL services;
- E-commerce processing and payment infrastructure;
- KYC/AML modules, scoring systems and antifraud;
- Custom integrations with core banking, payment gateways, CRM and ERP.
IT infrastructure deployment and support
Infrastructure that works without failures. Environments that scale with your business.
A reliable technological foundation for banks and corporate clients: from architecture and migrations to security, monitoring and 24/7 support. We create physical, cloud and hybrid environments, integrate them with Core Banking, CRM and internal platforms, ensuring continuity of work and scaling.
- Architecture design and infrastructure migration
- 24/7 support and operational support
- Virtualization, containerization, CI/CD
- Network infrastructure: balancing, VPN/SD-WAN, segmentation
- Storage and backup systems, Disaster Recovery
- Performance monitoring, logging, patch management
- Network protection: FW, IDS/IPS, encryption
- Compliance with PCI DSS, ISO 27001, NBU requirements
- Vulnerability assessment and configuration optimization
- Infrastructure automation: IaC, environment standardization
Mobile apps for Android & iOS
Native mobile banking. Delivering convenient and functional customer experience on both popular platforms.
Web apps for every modern device
Web banking. Delivering convenient and functional customer experience on every desktop, laptop and tablet.
Remote client identification
Remote identification is the key to remote banking service that saves time.
BankID NBU
Fast and secure access to government, financial and other services through remote identification with BankID NBU.
Self-service banking is coming
Self service terminals. Any payment any time. Using cash or a payment card. No additional apps or devices needed.
About us
Kapowai is a Ukrainian fintech company founded in 2015. We create next-generation digital banking products and help financial institutions transform customer interactions through modern technologies, service, and design.
Our focus is on comprehensive development and implementation of solutions for mobile and web banking, onboarding processes, Open Banking, KYC/AML, payment infrastructure, and integration modules. We provide a full cycle of work: from analysis and architecture to testing, release, and long-term support. Our products operate stably under high load, are easily scalable, and meet the requirements of modern banks and financial companies.
Over the years, we have implemented dozens of projects for both small banks and large financial institutions, helping clients launch new channels, upgrade legacy systems, and improve security, service quality, and time-to-market. We often get involved at the stage when the customer only has a vision of the product, and we take on full technical expertise, ensuring a quick start and predictable results.
Kapowai team is made up of over 40 highly qualified specialists: product designers, business analysts, architects, developers, DevOps and QA engineers. Most of them have more than a decade of experience in the fintech and banking industry, working with leading digital services and complex integration solutions. Our internal culture combines consistency, flexibility, speed of decision-making and focus on results.
We build partnerships, not just complete tasks. Choosing Kapowai, you get not only a high-quality software product, but also a team that deeply immerses itself in your business, offers optimal solutions, helps to scale and supports the product at all stages of its development. Our solutions are fast to deploy, easy to integrate with existing systems, and designed with an emphasis on an intuitive end-user experience.
Kapowai is your technology partner in building reliable, modern, and scalable fintech products that shape the future of digital banking.
Kapowai is accredited by one of the most prestigious certification companies – TÜV Rheinland.
This certificate is a true confirmation of our business being conducted in accordance with the high standards of international quality management system ISO 9001:2015.
The company's solutions have passed certification for compliance with PCI DSS standards.
Our profile on Clutch
Our clients
Offices
LLC «KAPOWAI UKRAINE»
Identification code: 40136487
Legal address: Ukraine, 04071, Kyiv, Mezhyhirska st., 22
Postal address: Ukraine, 04071, Kyiv, Yaroslavska st., 56А (BC Canyon)
Email:hello@kapowai.online
Contact us
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